Only invest with your risk capital (money that you can afford to lose).
Time needed to go from $500 to $ 1 million with interest compounded monthly
10%-6 yrs 8 ms (Massive drop in time)
15% -5 yrs 6 ms
20% -3 yrs 6 ms (Massive drop in time)
30% -2 yrs 5 ms (worthwhile drop in time)
40%-1 yr 11 ms (Worthwhile drop in time)
50%-1 yr 7 ms (Marginal drop in time)
60%-1 yr 5 ms (From here to 150%, each 10% increased has a rather small effect)
70%-1 yr 3 ms
80%-1 yr 1 ms
90% - 1 yr
130%-10 ms 2 wks
150%-9 msMain points
1. Choose programs that offer reasonable and acheivable rates, eg. 10-30% per month range is good. Allthough this may considerd by some to be too high, in the hyip and get paid to surf arenas, this is achievable. Also, the reason this range is chosen, is that you could close the risk window faster - get in and out fast, b4 the program closed down. Another reason why this range is acceptable at begining of your venture, is that you could make your first pile of gold faster, and use it to diversify in other more secure programs with lower %. As you can see from the above statistic, % higher than 60% only reduce time marginally, and most importantly this kind of % is a sign that the program is most likely a scam and will close down before you could get your principle back.
2. Also, don't start with huge capital, because the difference in time between huge and small capital are small, relatively speaking. Let's look at the example below.
$50, 000 with 100% interest compounded every month, you'll get a million in 5 months
$50 with 30% interest compounded every month, you'll get a million in 3 years 2 months (Only 7.6 times longer). This is not bad considering much smaller principle and risk!
3. Remember, this is not the "invest and forget about it"
type of investments, you can lose
; but if you are patient
and play the game with self-discipline
, you will end up winning in the long-haul! Try to choose programs that have good reputation
and have been in the industry long enough.